I can smell my Swift Sports in a very near distance! ; )
I am so exhilarated at this very moment! Just received a SMS from my car agent that my car loan has been approved! YAY! 
Am so extremely happy!! I can at this very moment smell my Swift Sports at a very very near distance! Hee hee 
So happy lor!
Thought that my loan would be rejected, judging from the rate at which the loans are being rejected. But thanks to my mummy dearest who has been so nice to assist with the downpayment and my first insurance! :D
Guess a few of my bros at work and outside work had heard about my sucky situation with one of the agents at Champion Motors. Well, it was due to the sucky and lousy attitude that my agent had that I was so pissed off with her that I have decided not to let her earn my commission. So have decided to go to one of my Swift Club bros’ agent to buy from her instead. As I have test driven with my agent like few days back, Champion had this policy that if you have test driven with this agent, you are sorta stuck with her for 2 weeks and no other agent can poached you during this period. But seriously I can understand why this policy comes in, mainly to protect the agents but hey its kinda stupid for customers lor. Lets say I walk in to Champion and this agent was like the first to serve me (which is the very case in my situation) and she/he has a lousy attitude and I do not wish to buy from her, then I cant take advantage of the best deal which Champion is offering and approach another agent because of this very first agent who has served me? It is kinda stupid lor.
I was at the verge of giving up and decided to go to PI instead. Hm, seriously speaking the PI aint too bad really. The deal which they are offering were like really good. With headset, DVD player, reverse camera etc. And the interest rate which they are offering aint too bad as well. As compared to CM, theirs are like slightly higher by 0.2% but still aint too bad a deal. But have received bad feedback about them from peeps around me. They are known to come up with different tactics to get more money from you. And was facing some dilemna from them since they do not have the yellow color that I want or they have the yellow color that I want but in auto, which me aint too keen about driving an auto car. So no matter what I would still prefer to buy from CM since they are the authorized dealer and moreover my car would be under warranty by them so aint too bad. Headset all these I think I can change them at a much later date if I want to. So no biggie for me.
So finally thanks to one of my Swift Club bros, Devil, the situation at CM was finally solved and I am able to purchase from them! Under his agent and fren, who is a really really nice girl. So I do not regret buying from her. Hm, the deal was okay. She cant really give me much discount since there are some internal arrangements with my old agent. But hey at least I feel more shiok buying from this new agent than my old one which sucks! ;P
So its set! My loan has been approved and I have just received a SMS from my agent that my insurance cost $3.9K! * faints * my god! That is very high. Hm, I have already prepared for it since I was told by many of my frens that my insurance would be at least a min of $3K since of my age group and moreover I am a first year driver so…* faints * The premium next year would be lesser but somehow it would still hover around $2K plus since I do not have to pay the additional $1K plus premium due to my first year driving. I have to really be really careful on the road for the first year so that my premium would be low for my second year and also to earn my NCB.
Right now am just looking forward to my car! Now am just waiting for the next COE bidding to see if I will get my COE and hopefully a nice license plate no that will bring wealth to my parents when they buy 4D with the no!! hee hee..:P And once that is set, it would be like in Feb or March that I would be getting my car! YAY! Hm kinda sad that I would not have any car during CNY to drive myself and parents to Hougang for visitation.
But hey I am so extremely happy right now!! Hee heee ;P
Vroom! Vroom! Vroom!
Note to my bros and sis at work, Melvin, Michael, Grace and Devil (Swift Club) - who has been so nice to have taken time off to go with me to look at cars and offer me advice on the car search and taking time to find the best deal for me! Thank you bros and sista! Appreciated all your efforts! Shall buy you guys and girl a good meal! :D
